4 budget formulation tips for beginers at the age of 20

Liberty, love, freedom. We are finally living in our territory (still in Skying the parents every and then), but the world is ours! Suddenly, we are still responsible for visiting classes, submitting jobs, cooking food, and paying bills ... these terrible accounts. Student life means "LOADS" in training, but it also means learning how you will learn yourself as soon as you leave home. Now is the time to stop spending money on what you don't want

How do you make a latte? You add five dollars to regular coffee

Coffee breaks are a great way to go back to school, find a friend, go on a date or fuel, especially if you're not a morning person. But you have to pay for coffee at Starbucks or Tim Hunts, or the second cup, or where the favorite coffee place is every day? Of course not. Come on, people. Purchase a stew and make it home. You don't have to spend so much money when it costs much less to make it comfortable with your own home. I look at you too, tea-drunk

Break it up and say that coffee is $2 in your favorite place. That means buying that particular coffee every day will cost you $62 a month. That's who's $744 a year you could keep! And for you, drink lovers, it's probably more than that. It's not worth it

Buying coffee from your favorite place times when you're desperate for a pickup, totally fine. Make sure you distract some extra cash so you can afford it, and make it more difficult to work. The purchase must not be part of your daily routine

The clothing trends are constantly changing. Do not fall into this new season and pay $100 for a sweater that you are going to wear only during the year. Check shopping malls or sales racks when it comes to purchasing new clothes. Most of the clothes I bought during my andergrade, existed at the university, and then I donated them. Trends are not arbitrary, but old styles tend to matter. Trends in the seventies, eighties and nineties are here. Bell-bottom (seventies) and semi-top (nineties) can be bought at full price almost these days. Check the parents ' closet before dropping the cash onto something completely new. My mom keeps her old clothes, so I usually have a shirt that just came back from the clothes she wore in the 20s

If your parents aren't helping here, you can spend money on a good pair of winter boots or a warm coat (hello Canada, I'm right). But to pay $250 for a designer purse just because "you want" doesn't qualify as a good enough reason to burn your cash when you already have a good wallet in your closet at $50. The same applies to watches, sunglasses and shoes (yes, we know that you also like shoes), all can be expensive. Save for a special occasion to indulve, but not to make a habit of it

On that day, people had to work assiduly for what they wanted, and even to wait for it to be bathed. Note that this may seem like a good idea to buy something right now, but when the bill comes in at the end of the month, you'll probably have some second thoughts about that purchase. If you wait until you get more stable financial stability to buy this new car or designer jacket (or something other that is too expensive), it becomes its owner. If this is not required (once again, warm coat and good winter boots are an exception if you live in Canada), do not make it a priority. If these big purchases can wait, wait for them for a while. You can even change your mind about what you want

Drunkside food. Fast food. The Brunch dates. Study the fuel. It tastes better when you don't cook. Yes, it's more than just fine (it is encouraged) to indulde in this. I repeat, ONCE IN A WHILE, but you take into account the food cost budget. Make sure you have enough money to buy food you actually store in the house. Thus, the probability that you will spend on this food will be less likely. The purchase of food in mass order, not in the field, may be healthier and more feasible, especially as a student. From here you can find out how to prepare food and set up food for a week so as not to stop for fast food or to order delivery in any other time. Your wallet will definitely be grateful to you. For information on how to save money at the grocery store, you can find out from Nicholas Duarte

  • Make coffee or tea at home and bring it to the case. Not buying it in your favorite café every day. Instead, make him special
  • Fashion trends are always changing, so don't spend hundreds of dollars on clothing that won't be delayed next year. Check the sales counter, bays, and the location of old outlets. Don't forget to ask yourself, "Do I need this?"
  • Food is a necessity, so yes, absolutely buy it, but be reasonable. The order for most nights is usually unemployable and inoperative, so the head is in the grocery store. Don't forget, if you don't want to, you throw it away
  • * Views expressed in respect of the author, and not necessarily for the "Student life" or their partners

    Christina is a fiction writer (the debut novel: The Hidden Legacy), who spends most of his time on travel, written books, and helping others to follow their passions. In addition, Christine is a TV-addict-recognizer, a content creator, an inspirational blogger and an animal lover. You can visit her website to learn more about www.christinerees.com